Written by Daphne Moens   |   Posted on   |   1,465 views


Buying a home is likely the largest purchase you will ever make. Sure, you can do it on your own, but it can be a risky move to make without a Realtor®. So take the stress off – let a REALTOR® guide you through the process and avoid the pitfalls of going it alone!

When you choose a REALTOR® you should ask about signing a Buyer Representation Agreement, or “BRA” for short. Although it’s not a mandatory document to sign, it’s a good idea to make sure you know what you’re getting with that REALTOR®! Here are some things that a Buyer Representation Agreement covers:

1) A BRA defines the relationship between the buyer (you) and the real estate brokerage that is working on your behalf. It sets out the property type that your REALTOR® is going to help you find, and the geographic location you’ll be looking in. This is important so that everyone is on the same page with what the ultimate goal is going to be!


If you’re not comfortable with signing a Buyer Representation Agreement, you can enter into a Customer Service Agreement (CSA) with the brokerage instead. In this scenario, the obligations of the brokerage will be different. While they will still help you buy or sell a home, they won’t have the same level of responsibility to you as they would if you were a client.

For example, the REALTOR® would still show you properties and help you fill out paperwork, but they wouldn’t necessarily provide advice. While the brokerage will have less of a commitment to you, so will you to the brokerage. Typically, CSAs are not legally-binding contracts.

Think of it as the BRA is a wedding band, while a CSA is a promise ring. The level of commitment from both parties will be less with a CSA. Regardless of whether you sign a BRA or CSA, the brokerage will still have to act fairly, honestly and with integrity to provide conscientious and competent service. Keep in mind, a brokerage can choose to decline your business if you choose not to enter into a full Buyer Rep Agreement.

Above all else, it’s important to determine whether the brokerage and the REALTOR® are the right match for you. No two are the same! To avoid misunderstandings later on, don’t make any assumptions and be sure to list all the details in writing. If you’re unsure about something, ask questions. WE ARE HERE TO HELP YOU!

*All information provided by the Brantford Regional Real Estate Association (BRREA) and ITSO for the highest number of completed transactions since January 1, 2015. All Brantford MLS® House Listings come from the various systems operated by Real Estate Boards and Associations across Canada. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used underlicense. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.



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